Small Business Service & Loans

The Neuse River Development Authority, INC. (NRDA)

NRDA is a highly successful small business finance agency located in New Bern and serving many eastern NC counties by providing a range of different kinds of loans.

SCORE – Counselors to America’s Small Business

SCORE “Counselors to America’s Small Business” is a great source of free and confidential small business advice to help you build your business–from idea, to start-up to success. Counselors are available by appointment at the Commerce Development Center. Call (252) 222-6126 to set up an appointment.

SELF-HELP – Creating Ownership and Economic Opportunity

Self-Help is a community development lender providing financing to small businesses, home buyers, and non-profits.

North Carolina Rural Economic Development Center, Inc. – Business Loan Programs

Two innovative programs provide capital for business start-ups and expansions. The N.C. Small Business Credit Initiative  offers two options to help lenders consider loans that otherwise fall just outside conventional underwriting standards. The Microenterprise Loan Program helps individuals become self-sufficient through self-employment and the growth of very small businesses. For local assistance, contact Wanda Bennett, Director of Business Development at Carteret Community College at 252-222-6127 or

NC IDEA – Innovative Development for Economic Advancement

NC IDEA supports business innovation in North Carolina to ensure success of businesses by infusing entrepreneurial companies with needed capital and support, such as, providing grants, loans and traditional venture funding. They also offer strategic partnerships and alliances to assist entrepreneurs through research phases, business challenges, and growth goals.

United States Small Business Administration (SBA)

The SBA maintains and strengthens the nation’s economy by aiding, counseling, assisting and protecting the interests of small businesses and by helping families and businesses recover from national disasters. SBA also supports entrepreneurial development through a vast network of resource partners.

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